:root{color:#1f2933;background:#fff;font-family:system-ui,-apple-system,BlinkMacSystemFont,Segoe UI,sans-serif;line-height:1.5}*,:before,:after{box-sizing:border-box}body{margin:0}.container{width:min(100% - 2rem,70rem);margin-inline:auto;padding-block:4rem}h1{margin-block:0 1rem;font-size:clamp(2rem,5vw,3rem);line-height:1.1}p{max-width:65ch;margin-block:0}:focus-visible{outline-offset:3px;outline:3px solid #075985}:root{--insurance-navy:#17324d;--insurance-blue:#245c6b;--insurance-blue-soft:#e8f1f2;--insurance-border:#d6e0e4;--insurance-muted:#536777}.insurance-header{z-index:10;color:var(--insurance-navy);border-bottom:1px solid var(--insurance-border);background:#fff;position:relative}.insurance-header__inner{justify-content:space-between;align-items:center;gap:2rem;width:min(100% - 2rem,72rem);min-height:4.5rem;margin-inline:auto;display:flex}.insurance-brand{color:var(--insurance-navy);letter-spacing:-.02em;flex:none;align-items:center;gap:.65rem;padding-block:.65rem;font-size:1.3rem;font-weight:800;line-height:1.1;text-decoration:none;display:inline-flex}.insurance-brand__logo{object-fit:cover;border:1px solid var(--insurance-border);border-radius:999px;width:2.75rem;height:2.75rem;display:block}.desktop-navigation__list{align-items:center;gap:.2rem;margin:0;padding:0;list-style:none;display:flex}.desktop-navigation__link,.mobile-navigation__link{color:var(--insurance-navy);border-radius:.4rem;font-weight:700;text-decoration:none;display:block}.desktop-navigation__link{font:inherit;cursor:pointer;background:0 0;border:0;padding:.75rem .8rem}.desktop-navigation__link:hover,.desktop-navigation__link[aria-current=page],.mobile-navigation__link:hover,.mobile-navigation__link[aria-current=page],.desktop-navigation__link.is-current,.desktop-dropdown__toggle[aria-expanded=true]{color:var(--insurance-blue);background:var(--insurance-blue-soft)}.desktop-navigation__link--contact{color:#fff;background:var(--insurance-navy)}.desktop-navigation__link--contact:hover,.desktop-navigation__link--contact[aria-current=page]{color:#fff;background:var(--insurance-blue)}.desktop-dropdown{position:relative}.desktop-dropdown__toggle{align-items:center;gap:.45rem;display:inline-flex}.desktop-dropdown__icon{fill:none;stroke:currentColor;stroke-width:2px;stroke-linecap:round;stroke-linejoin:round;flex:none;transition:transform .16s}.desktop-dropdown__toggle[aria-expanded=true] .desktop-dropdown__icon{transform:rotate(180deg)}.desktop-dropdown__menu{border:1px solid var(--insurance-border);background:#fff;border-radius:.65rem;width:19rem;margin:0;padding:.55rem;list-style:none;position:absolute;top:calc(100% + .45rem);right:0;box-shadow:0 1rem 2.2rem #17324d24}.desktop-dropdown__menu[hidden]{display:none}.desktop-dropdown__link{color:var(--insurance-navy);border-radius:.4rem;padding:.7rem .8rem;font-weight:700;text-decoration:none;display:block}.desktop-dropdown__link:hover,.desktop-dropdown__link[aria-current=page]{color:var(--insurance-blue);background:var(--insurance-blue-soft)}.mobile-menu-toggle,.mobile-navigation,.mobile-navigation[hidden]{display:none}.breadcrumbs{margin-bottom:1.5rem}.breadcrumbs__list{color:var(--insurance-muted);flex-wrap:wrap;align-items:center;gap:.5rem;margin:0;padding:0;font-size:.925rem;list-style:none;display:flex}.breadcrumbs__item{align-items:center;gap:.5rem;display:inline-flex}.breadcrumbs__item+.breadcrumbs__item:before{color:#8293a0;content:"/"}.breadcrumbs a{color:var(--insurance-blue);text-underline-offset:.2em}.breadcrumbs [aria-current=page]{color:var(--insurance-navy);font-weight:700}@media (width<=50rem){.insurance-header__inner{min-height:4rem}.desktop-navigation{display:none}.mobile-menu-toggle{min-height:2.75rem;color:var(--insurance-navy);font:inherit;cursor:pointer;border:1px solid var(--insurance-border);background:0 0;border-radius:.4rem;align-items:center;gap:.625rem;padding:.625rem .75rem;font-weight:750;display:inline-flex}.mobile-menu-toggle[aria-expanded=true]{color:var(--insurance-blue);background:var(--insurance-blue-soft)}.mobile-menu-icon,.mobile-menu-icon:before,.mobile-menu-icon:after{background:currentColor;width:1rem;height:2px;display:block}.mobile-menu-icon{position:relative}.mobile-menu-icon:before,.mobile-menu-icon:after{content:"";position:absolute;left:0}.mobile-menu-icon:before{top:-.3125rem}.mobile-menu-icon:after{top:.3125rem}.mobile-navigation{border-top:1px solid var(--insurance-border);display:block}.mobile-navigation__inner{width:min(100% - 2rem,72rem);margin-inline:auto;padding-block:.75rem 1rem}.mobile-navigation__list{gap:.2rem;margin:0;padding:0;list-style:none;display:grid}.mobile-navigation__link{padding:.75rem}}:root{--insurance-ink:#17324d;--insurance-copy:#435867;--insurance-teal:#245c6b;--insurance-teal-dark:#194753;--insurance-teal-soft:#e5f0f1;--insurance-sky-soft:#e9eef4;--insurance-ivory:#fbf8f2;--insurance-paper:#fff;--insurance-clay:#c97952;--insurance-clay-soft:#f5e3d8;--insurance-page-border:#d8e2e6;--insurance-section-space:clamp(4.5rem, 8vw, 7rem)}body{color:var(--insurance-ink);background:var(--insurance-ivory)}.insurance-page{gap:var(--insurance-section-space);min-width:0;display:grid}.insurance-page>.breadcrumbs{margin-bottom:calc(-1 * var(--insurance-section-space) + 2rem)}.page-hero{grid-template-columns:minmax(0,1.05fr) minmax(18rem,.95fr);align-items:center;gap:clamp(2rem,6vw,5rem);display:grid}.page-hero__content{max-width:42rem}.page-eyebrow{color:var(--insurance-teal);letter-spacing:.11em;text-transform:uppercase;margin:0 0 .875rem;font-size:.78rem;font-weight:800}.page-hero h1{letter-spacing:-.047em;max-width:14ch;margin:0;font-size:clamp(2.7rem,6vw,5.1rem);line-height:.99}.page-hero--offering h1{max-width:16ch;font-size:clamp(2.6rem,5.5vw,4.8rem)}.page-lead{color:var(--insurance-copy);margin:1.5rem 0 0;font-size:clamp(1.05rem,2vw,1.22rem);line-height:1.68}.page-hero__illustration{background:var(--insurance-teal-soft);border:1px solid #cbdde0;border-radius:1.2rem;min-width:0;padding:clamp(.6rem,2vw,1.15rem);position:relative;box-shadow:0 1rem 2.5rem #17324d14}.page-hero__illustration:after{background:var(--insurance-clay);content:"";border-radius:999px;width:35%;height:.6rem;position:absolute;bottom:-.6rem;right:1.25rem}.page-hero__illustration img{border-radius:.75rem;width:100%;height:auto;display:block}.page-section{min-width:0;scroll-margin-top:2rem}.section-heading{grid-template-columns:minmax(0,.9fr) minmax(18rem,1.1fr);align-items:end;gap:2rem;margin-bottom:2rem;display:grid}.section-heading--compact{grid-template-columns:1fr}.section-heading h2,.split-section h2,.overview-section h2,.content-section h2,.information-callout h2,.contact-panel h2,.action-card h2,.closing-actions h2,.contact-hero h1,.faq-section h2,.closing-panel h2{letter-spacing:-.037em;margin:0;font-size:clamp(2rem,4vw,3.2rem);line-height:1.08}.section-heading>p,.section-heading div>p:not(.page-eyebrow),.split-section p,.overview-section p,.content-section__header>p:not(.page-eyebrow),.information-callout>p:not(.page-eyebrow),.contact-panel__copy>p:not(.page-eyebrow),.closing-panel p{color:var(--insurance-copy);font-size:1.02rem;line-height:1.72}.offering-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:1rem;display:grid}.offering-card{min-width:0;min-height:18rem;color:var(--insurance-ink);background:var(--insurance-paper);border:1px solid var(--insurance-page-border);border-radius:.8rem;flex-direction:column;padding:clamp(1.5rem,3vw,2rem);text-decoration:none;transition:border-color .16s,box-shadow .16s,transform .16s;display:flex}.offering-card:hover{border-color:#9ebbc2;transform:translateY(-2px);box-shadow:0 .8rem 1.8rem #17324d14}.offering-card__number{color:var(--insurance-clay);letter-spacing:.1em;font-size:.78rem;font-weight:850}.offering-card h3{letter-spacing:-.025em;margin:1rem 0 0;font-size:clamp(1.55rem,3vw,2rem)}.offering-card p{max-width:38rem;color:var(--insurance-copy);margin:.75rem 0 0;line-height:1.65}.offering-card__link{color:var(--insurance-teal);justify-content:space-between;align-items:center;gap:1rem;margin-top:auto;padding-top:1.5rem;font-weight:800;display:flex}.split-section,.overview-section,.closing-panel{background:var(--insurance-paper);border:1px solid var(--insurance-page-border);border-left:.4rem solid var(--insurance-clay);border-radius:.8rem;grid-template-columns:minmax(0,.75fr) minmax(18rem,1.25fr);gap:clamp(2rem,5vw,4rem);padding:clamp(2rem,5vw,3.75rem);display:grid}.split-section__content p,.overview-section__copy p{margin:0}.split-section__content p+p,.overview-section__copy p+p{margin-top:1rem}.step-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:1rem;margin:0;padding:0;list-style:none;display:grid}.step-grid li{background:var(--insurance-ink);border-radius:.75rem;padding:1.75rem}.step-grid span{color:#f0b391;letter-spacing:.12em;font-size:.78rem;font-weight:850}.step-grid h3{color:#fff;margin:1.1rem 0 0;font-size:1.25rem}.step-grid p{color:#d8e5ea;margin:.65rem 0 0;line-height:1.62}.content-section{border:1px solid var(--insurance-page-border);border-radius:1rem;gap:2.25rem;padding:clamp(2rem,5vw,3.5rem);display:grid}.content-section--tinted{background:var(--insurance-sky-soft);border-color:#d5dfe8}.content-section:not(.content-section--tinted){background:var(--insurance-paper)}.content-section__header{max-width:48rem}.content-section__header>p:not(.page-eyebrow){margin:1rem 0 0}.content-card-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:1rem;display:grid}.content-card{border:1px solid var(--insurance-page-border);background:#ffffffd1;border-radius:.65rem;min-width:0;padding:1.4rem}.content-card h3{margin:0;font-size:1.08rem;line-height:1.35}.content-card p{color:var(--insurance-copy);margin:.6rem 0 0;font-size:.95rem;line-height:1.65}.process-list{border-top:1px solid var(--insurance-page-border);margin:0;padding:0;list-style:none;display:grid}.process-list li{border-bottom:1px solid var(--insurance-page-border);grid-template-columns:4rem 1fr;gap:1rem;padding:1.4rem 0;display:grid}.process-list>li>span{color:var(--insurance-clay);letter-spacing:.1em;font-size:.78rem;font-weight:850}.process-list h3,.process-list p{margin:0}.process-list p{color:var(--insurance-copy);margin-top:.4rem;line-height:1.62}.information-callout{color:#fff;background:var(--insurance-teal-dark);border-radius:.9rem;padding:clamp(2rem,5vw,3.5rem)}.information-callout .page-eyebrow{color:#f1b18e}.information-callout>p:not(.page-eyebrow){color:#dcebee;max-width:52rem;margin:1rem 0 0}.contact-panel{color:#fff;background:var(--insurance-ink);border-radius:.9rem;grid-template-columns:minmax(0,.8fr) minmax(20rem,1.2fr);align-items:center;gap:clamp(2rem,5vw,4rem);padding:clamp(2rem,5vw,3.5rem);display:grid}.contact-panel .page-eyebrow{color:#f1b18e}.contact-panel__copy>p:not(.page-eyebrow){color:#d9e6eb;margin:1rem 0 0}.contact-panel__actions{gap:.75rem;min-width:0;display:grid}.action-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:1rem;display:grid}.action-card{background:var(--insurance-paper);border:1px solid var(--insurance-page-border);border-radius:.8rem;flex-direction:column;align-items:flex-start;min-width:0;padding:clamp(1.5rem,4vw,2.5rem);display:flex}.action-card--contact{color:#fff;background:var(--insurance-ink)}.action-card--contact .page-eyebrow{color:#f1b18e}.action-card h2{font-size:clamp(1.6rem,3vw,2.25rem)}.action-card p:not(.page-eyebrow){color:var(--insurance-copy);margin:.8rem 0 1.4rem;line-height:1.65}.action-card--contact p:not(.page-eyebrow){color:#d9e6eb}.action-card__contact-name{margin-bottom:.45rem;font-weight:800}.action-card__text-link{color:inherit;overflow-wrap:anywhere;text-underline-offset:.25em;margin-bottom:1.4rem;font-weight:800}.button{color:#fff;background:var(--insurance-teal);border:1px solid #0000;border-radius:.45rem;justify-content:center;align-items:center;min-height:2.9rem;margin-top:auto;padding:.75rem 1rem;font-weight:800;text-decoration:none;display:inline-flex}.button--secondary{color:var(--insurance-ink);background:#fff}.button--disabled{color:#73828c;cursor:not-allowed;background:#e9edef;border-color:#ccd5d9}.closing-actions{gap:2rem;display:grid}.closing-actions__copy{max-width:52rem}.closing-actions__copy>p:not(.page-eyebrow){color:var(--insurance-copy);margin-top:1rem;line-height:1.7}.contact-hero{border:1px solid var(--insurance-page-border);border-left:.45rem solid var(--insurance-clay);background:#fff;border-radius:.9rem;width:min(100%,52rem);padding:clamp(2rem,7vw,5rem)}.contact-hero h1{max-width:14ch;font-size:clamp(2.6rem,7vw,5rem)}.contact-details{gap:.85rem;margin-top:2rem;display:grid}.contact-detail{color:var(--insurance-ink);background:var(--insurance-ivory);border:1px solid var(--insurance-page-border);border-radius:.65rem;gap:.25rem;padding:1rem 1.1rem;text-decoration:none;display:grid}.contact-detail__label{color:var(--insurance-teal);letter-spacing:.09em;text-transform:uppercase;font-size:.78rem;font-weight:850}.contact-detail__value{color:var(--insurance-teal);overflow-wrap:anywhere;font-size:clamp(1.05rem,3vw,1.4rem);font-weight:800}.visually-hidden{clip:rect(0, 0, 0, 0);white-space:nowrap;border:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}.contact-action{min-width:0;color:var(--insurance-ink);background:#fff;border:1px solid #0000;border-radius:.6rem;gap:.25rem;padding:1rem 1.1rem;text-decoration:none;transition:border-color .16s,transform .16s;display:grid}.contact-action:hover{border-color:#efab86;transform:translateY(-1px)}.contact-action__label{color:var(--insurance-copy);letter-spacing:.06em;text-transform:uppercase;font-size:.78rem;font-weight:800}.contact-action__value{overflow-wrap:anywhere;font-size:clamp(1rem,2vw,1.16rem);font-weight:800}.return-link{margin:calc(-1 * var(--insurance-section-space) + 2rem) 0 0}.faq-section{grid-template-columns:minmax(15rem,.55fr) minmax(0,1.45fr);align-items:start;gap:clamp(2rem,6vw,5rem);display:grid}.faq-list{border-top:1px solid var(--insurance-page-border)}.faq-list details{border-bottom:1px solid var(--insurance-page-border)}.faq-list summary{cursor:pointer;padding:1.3rem 2.5rem 1.3rem 0;font-weight:800;line-height:1.45;list-style:none;position:relative}.faq-list summary::-webkit-details-marker{display:none}.faq-list summary:after{color:var(--insurance-teal);content:"+";font-size:1.4rem;position:absolute;top:1.15rem;right:.25rem}.faq-list details[open] summary:after{content:"−"}.faq-list details p{max-width:44rem;color:var(--insurance-copy);margin:0 0 1.35rem;line-height:1.68}.disclaimer{color:var(--insurance-copy);background:var(--insurance-clay-soft);border-left:.3rem solid var(--insurance-clay);padding:1.4rem}.disclaimer strong{color:var(--insurance-ink)}.disclaimer p{margin:.4rem 0 0;font-size:.9rem;line-height:1.62}.closing-panel p{margin:0}.closing-panel .page-text-link{margin-top:1.2rem;display:inline-block}.page-text-link{color:var(--insurance-teal);text-underline-offset:.25em;font-weight:800;text-decoration-thickness:1px}a:focus-visible,button:focus-visible,summary:focus-visible{outline-offset:3px;outline:3px solid #d78a62}@media (width<=58rem){.page-hero,.section-heading,.split-section,.overview-section,.contact-panel,.closing-panel,.faq-section{grid-template-columns:1fr}.page-hero__illustration{width:min(100%,38rem)}.step-grid{grid-template-columns:1fr}.offering-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}@media (width<=40rem){.insurance-page{gap:4.25rem}.insurance-page>.breadcrumbs{margin-bottom:-2.25rem}.page-hero h1,.page-hero--offering h1{font-size:clamp(2.4rem,12vw,3.45rem)}.page-hero__illustration{border-radius:.9rem;padding:.45rem}.offering-grid,.content-card-grid,.action-grid{grid-template-columns:1fr}.offering-card{min-height:15rem}.split-section,.overview-section,.content-section,.information-callout,.contact-panel,.closing-panel{padding:1.5rem}.process-list li{grid-template-columns:2.5rem 1fr}}@media (prefers-reduced-motion:reduce){.offering-card,.contact-action{transition:none}}
